List of Credit Cards Used in Nigeria, features and benefits

List of Credit Cards Used in Nigeria

Nigeria makes use of different credit cards which most times gets people so confused on the type of card to request for. So this article is here as guide to enable masses know the relevancy of each card issued in Nigeria by banks or credit card companies. Here are the list of Credit Cards Used in Nigeria.

The widely used master cards also helps Nigerians in so much way as transactions are easily made with easy. The detailed document below are the list Credit cards widely issued and accepted in Nigeria and controversial questions people asks about credit cards…

  • The verve (naira) credit card
  • Naira Master card

The Verve (Naira) Credit Card

The verve credit card is debit card linked to your Naira Savings account that allows one to make payments on the Point of Sale (POS), through the internet and also withdraw money from the Automatic Teller Machine (ATM) in Nigeria.

Features of Verve Credit Card

  • Naira dominated
  • Widely accepted throughout Nigeria wherever Verve logo is displayed
  • Chip and pin secured, for improved protection of customer’s funds.
  • It’s always personalized and bears the customer name encrypted on it
  • Its mobile and portable

FAQs about Verve Credit card used in Nigeria

(Q1) Can verve cards work on the Web?

(Ans) Yes, but only on website bearing the interswitch or verve acceptance mark.

(Q2) How do I activate my verve card?

(Ans) Verve card can be activated by selecting your proffered PIN (Personal Identification Number) on the customer PIN Selected Machine at your Customer Service Desk in the bank before or visit any ATM and perform the pin change.

(Q3) What is my PIN?

(Ans) PIN simply means personal Identification Number. It is a four digit number that should be known only by the cardholder to secure his/her funds.

(Q4) Can I use verve card to shop on all shopping website (domestic or international)?

(Ans) The verve card can only be used in domestic shopping website bearing the interswitch verve logo mark

Online Shopping Using Verve Card

Carefully select what you wish to purchase from your mobile, proceed to ‘Checkout’, provide your verve card number, provide the card expiry date, provide CVC number ( the last three digits appearing at the back of your card beside the signature panel), then input your PIN using the secure keypad displayed on your screen.

Protecting Verve Card from Fraud

  • Always safe keep your card
  • Don not expose your pin to anyone
  • Do not keep your PIN mailer same place with your card

Verve Card Benefits to the holder

  • Its most flexible and can be used at holders wish anyplace
  • Easy access to holders funds
  • Eliminates the risks of carrying cash reducing theft.

Naira Master Card

The Naira master card is an International debit card, specifically denominated in naira. It is only used by customers

List of Credit Cards Used in Nigeria, features and benefits

List of Credit Cards Used in Nigeria

Nigeria makes use of different credit cards which most times gets people so confused on the type of card to request for. So this article is here as guide to enable masses know the relevancy of each card issued in Nigeria by banks or credit card companies. Here are the list of Credit Cards Used in Nigeria.

The widely used master cards also helps Nigerians in so much way as transactions are easily made with easy. The detailed document below are the list Credit cards widely issued and accepted in Nigeria and controversial questions people asks about credit cards…

  • The verve (naira) credit card
  • Naira Master card

The Verve (Naira) Credit Card

verve credit card logo

The verve credit card is debit card linked to your Naira Savings account that allows one to make payments on the Point of Sale (POS), through the internet and also withdraw money from the Automatic Teller Machine (ATM) in Nigeria.

Features of Verve Credit Card

  • Naira dominated
  • Widely accepted throughout Nigeria wherever Verve logo is displayed
  • Chip and pin secured, for improved protection of customer’s funds.
  • It’s always personalized and bears the customer name encrypted on it
  • Its mobile and portable

FAQs about Verve Credit card used in Nigeria

(Q1) Can verve cards work on the Web?

(Ans) Yes, but only on website bearing the interswitch or verve acceptance mark.

(Q2) How do I activate my verve card?

(Ans) Verve card can be activated by selecting your proffered PIN (Personal Identification Number) on the customer PIN Selected Machine at your Customer Service Desk in the bank before or visit any ATM and perform the pin change.

(Q3) What is my PIN?

(Ans) PIN simply means personal Identification Number. It is a four digit number that should be known only by the cardholder to secure his/her funds.

(Q4) Can I use verve card to shop on all shopping website (domestic or international)?

(Ans) The verve card can only be used in domestic shopping website bearing the interswitch verve logo mark

Online Shopping Using Verve Card

Carefully select what you wish to purchase from your mobile, proceed to ‘Checkout’, provide your verve card number, provide the card expiry date, provide CVC number ( the last three digits appearing at the back of your card beside the signature panel), then input your PIN using the secure keypad displayed on your screen.

Protecting Verve Card from Fraud

  • Always safe keep your card
  • Don not expose your pin to anyone
  • Do not keep your PIN mailer same place with your card

Verve Card Benefits to the holder

  • Its most flexible and can be used at holders wish anyplace
  • Easy access to holders funds
  • Eliminates the risks of carrying cash reducing theft. Naira Master Card

The Naira master card is an International debit card, specifically denominated in naira. It is only used by customers

Naira master card

operating on Naira savings account or current account. The Naira Master Card enables customers to utilize their funds in any place in the world for business transactions while your account is as well debited here in Nigeria.

Features of Naira Master Card

  • Daily Local POS transaction limit of N2,500,000
  • Validity of card is just within 2-3years
  • POS/Web transaction limit N1,000,000
  • Secured by PIN and Chip technology
  • Daily Local ATM withdrawal limit of N150,000

Importance of Naira Master Card used in Nigeria

  • Widely accepted internationally whenever the master card logo is displayed
  • Enables spend Naira whenever you go outside Nigeria.
  • Improves business transactions in the world
  • Foreign exchange isn’t needed as transactions bare debited directly to your Naira Current or Savings account.

FAQs about Naira Master Card

(Q1) What can I do to get my PIN?

(Ans) In order to get your Debit card, please perform a PIN selectable device at your bank branch Nationwide.

(Q2) Can you be able to utilize Naira Master Card to make purchases on the internet?

Ans) Very big Yes to that because your card can make millions of purchases on the internet provided the Verve logo is seen.

(Q3) How many bank accounts can be linked to Naira Master Card?

(Ans) Either your savings or current account.

(4) How do I activate my Naira Master Card?

(Ans) Naira Master Card can be activated by selecting your proffered PIN (Personal Identification Number) on the customer PIN Selected Machine at your Customer Service Desk in the bank before or visit any ATM and perform the pin change.

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